The holiday season at the end of the year is not all fun and games. It’s also the perfect time to maximize your dental insurance. If you haven’t hit your deductible yet, December is the perfect time to wrap up treatments, catch up on preventive visits, and maximize your coverage before benefits are renewed. Taking action today ensures that your teeth stay healthy and you avoid unwanted out-of-pocket payments in the future.

Reaching your dental deductible is not solely about saving money – it’s about taking care of your teeth and avoiding problems from growing too large. Regular maintenance can keep small problems from becoming extensive problems that also cost more.

Understand Dental Deductibles

A dental deductible is the amount you pay up front before insurance takes over. Most plans have an annual deductible, which recurs each year. By scheduling your treatments in December, you’re using your dental insurance timing and letting your plan work to its fullest for you.

Get your treatments now, and this may include:

• Preventive examination and cleaning
• Fillings or small restorative work
• Periodontal treatment or gum therapy

By booking care before the year ends, you can use what you’ve already paid for while having healthy teeth and gums.

Why Timing Matters

Dental benefits follow a calendar year. Saving up until January will reset your deductible, and expenses you pay in December may not be as effective for you if you wait. The use it or lose it rule applies here – not meeting your deductible creates unnecessary coverage that could have otherwise been applied to necessitous treatment.

Midway through planning, include your dental insurance, dental coverage, and dental insurance time frame. These determine the degree of care you can receive and how much you will pay out-of-pocket. December is generally slower in the months following the initial holiday rush in dental offices, allowing for flexibility to complete treatment before year’s end.

Make the Most of Your Plan

Acting now places you in the driver’s seat when it comes to your oral health and your money. Paying your deductible now prevents problems from compounding later. Even regular preventive care can fend off expensive treatments later.

Thinking ahead to treatments next December has you:

• Making the most of insurance benefits
• Preventing long-term dental pitfalls
• Efficiently planning next year’s treatments

Time is of the essence, and your dental deductible is waiting to be met. Don’t waste unused benefits. Call Northcliffe Dental today to schedule an appointment and get your year-end work completed. Protect your smile and make your dental coverage work for you before the year ends.